GoCompare says the number of people quoting for short-term or temporary car insurance has returned to pre-pandemic levels this winter as drivers sort out their Christmas travel plans.
The comparison site is expecting a bumper month in December as volumes for this type of insurance traditionally increase by up to 30% during the festive period.
Short-term car insurance is temporary cover that can last from one hour to several months. These policies typically provide fully comprehensive cover and traditionally peak in December as people travel to see family and friends for Christmas and may need to borrow someone else’s car, provided they have the owner’s permission.
Ryan Fulthorpe, car insurance expert at GoCompare, said, “We often see a peak for short-term car insurance policies during December as it provides a quick way to arrange insurance cover and get behind the wheel of someone else’s car.
“It’s also very useful if you’re making a long journey and want to share the driving with friends or family, with more people returning to their family home be it from University or from living and working away, Short-term car insurance gives flexibility to these situations for consumers who have a valid driving licence and access to a vehicle.
“With rail fares increasing and car insurance premiums having fallen this year, short-term car insurance policies provide a good way for people to get around if they’re home for the holidays or are going to visit friends and family. You can add optional extras such as breakdown cover to a policy and, as it’s completely separate to an annual policy, it won’t affect your No Claims Bonus (NCB) if you need to make a claim.”
