Think & save on car insurance

Set yourself a reminder – Unless you tell your car insurance provider otherwise, your policy automatically renews every year. By default, most car insurance policies last 12 months, so you can set yourself a reminder. Typically, your insurer should send you a renewal notice between 21 and 30 days before your policy ends. This gives you enough time to compare car insurance quotes and get a better deal.

Renew your car insurance 21 to 30 days before your policy expires –  The best time to renew your car insurance is between 21 and 30 days before your policy expires. Better yet, shop around and compare car insurance quotes around that time, as that’s when prices tend to be the cheapest. If you plan on switching insurers, do it sooner rather than later. If you let your current policy auto-renew and then decide to switch, you might have to pay a cancellation fee.

Compare car insurance quotes– Generally, there’s no real benefit to being loyal to your insurer. It’s one of the myths surrounding car insurance. You could save yourself some money by switching to a different insurer that offers the same level of cover. And you can transfer your no-claims bonus, too. By comparing car insurance quotes you could save yourself £388*.

Cancel your existing policy – You’re under no obligation to stay with your current insurer. You’re also free to cancel your policy with them during the renewal period. Call your insurer and ask them not to auto-renew and your cover should expire at the end of its term. Make sure that if you don’t auto-renew, you get cover in place in time with another insurer. Remember that it’s illegal to drive without car insurance.

Know how to lower the cost of your car insurance – If you’re looking to save money, it’s worth knowing some of the top tips for cheaper car insurance. These include: