GoCompare has pulled together a list of occupations that have the cheapest and most expensive average premiums.
Using the average best price available for each job occupation, the comparison service has revealed who is paying the most – and the least for their insurance.
The ten professions paying the most for car insurance are:
Occupation | Average premium |
Fast food delivery driver | £1,369.27 |
Taxi driver | £1,010.14 |
Librarian | £949.08 |
Shopkeeper | £919.03 |
Courier | £908.88 |
Computer operator | £908.02 |
Picker | £893.54 |
Cafe owner | £893.29 |
Delivery courier | £890.83 |
Barber | £878.64 |
The ten professions paying the least:
Occupation | Average premium |
Retired | £395.18 |
Occupational therapist | £460.09 |
Research scientist | £469.72 |
Credit controller | £477.89 |
Local Government Officer | £482.79 |
Clerical Officer | £483.34 |
Scientist | £486.81 |
College lecturer | £487.98 |
Quality engineer | £489.66 |
Nursery worker | £490.63 |
Commenting on the findings, GoCompare’s car insurance spokesperson, Ryan Fulthorpe, said, “It’s always interesting to look at how a job title can impact your car insurance – there are some obvious professions in here where you’d expect to pay more.
“For example, a fast food delivery driver will be on the road more and is therefore seen as more of a risk by insurers, but professions such as librarians and computer operators aren’t generally considered “risky” professions.”
He added, “When it comes to those who have the cheapest premiums – again, a retiree would make sense as they’re less likely to be on the roads at peak times and therefore less likely to get into a collision.
“If you are getting a quote for your car insurance, it is worth looking at the wording of your job title to see if you can save money on your premiums. Obviously, any changes would have to be within reason – for example, if you stated that your profession is “retired” but you’re actually a fast food delivery driver, that would be materially very different and could invalidate any future claims you need to make on that policy.
“However, if you changed your job title from “chef” to “caterer” or from “journalist” to “writer”, then these would be acceptable ways to describe your profession.”