It’s a fair cop – police officers benefit from cheapest car insurance
Police professionals can expect the cheapest car insurance quotes on the market, according to new research by Quotezone.co.uk.
The median insurance quote for police and community support professionals in the UK is £499.
Driving instructors and examiners are on their tails at £615; followed by nurses, £717; architects, £744; ministers of religion, £751; and lawyers, £787.
But the firm cautions that those working in the building and construction industry could face some of the highest average car insurance premiums in the UK, with quotes for drivers in that sector coming in at an average of £1,186.
The findings are based on over 60,000 car insurance quotes across fifteen specific professions across the UK, which Quotezone.co.uk compiled in August 2019. Although a driver’s occupation can affect their premium, all of the quotes were for personal car insurance policies rather than commercial policies.
Launched in 2005, Quotezone.co.uk is one of the country’s leading car insurance comparison websites, in addition to helping users find better deals on insurance for vehicles as diverse as campervans, quads, ice cream vans, buses and coaches. It also compares quotes for motorbikes and vans, and in August the firm launched one of the UK’s first insurance comparison services for bicycle users.
Discussing the potential impact of a driver’s occupation on their car insurance premium, Greg Wilson, founder of Quotezone.co.uk, said: “Insurers use a wide range of variables when they’re calculating premiums, and your occupation is one of them.
“That’s because your occupation has the potential to say something about your risk appetite and your driving style, in much the same way as your age can do.
“In addition, insurance companies have built up a huge volume of data relating to which occupations are least likely or most likely to make an insurance claim, which can then be used to assess the risk of a new policyholder with a particular occupation making a claim.
“With that in mind, it should come as no surprise that police officers are offered some of the most competitive car insurance quotes, given the fact that members of the police force are likely to have a very keen sense of road safety and a tendency to adhere to the letter of the law.”
In the past nurses often benefited from the cheapest car insurance quotes in the UK, but Quotezone.co.uk’s latest analysis suggests those in the nursing profession have seen their premiums rise in recent years, resulting in nurses falling to third place.